How can I learn to save money?

If you're looking for a fun, effective way to boost your savings, the Envelope Challenge might be exactly what you need. Makeheadway.com passionate about ing you reach your financial goals — and this challenge could be the perfect first step. The Envelope Challenge is effective because it breaks down a large financial goal into small, manageable steps. It also adds an element of surprise and gamification — making saving money feel less like a chore and more like a fun daily habit. Plus, it’s flexible. If pulling an envelope every day is too much, you can pace yourself: pick two or three per week or set a schedule that fits your budget.

Easiest way is: “pay yourself first.” Like, you put 10–15% of your paycheck aside right away, before spending a cent. Rest is just expenses. Without this trick it’s always “I got nothing left to save.”

I started with just 50 eur/month. Even bonus or tax return – put that aside too, trust me.

Trust me, over time it becomes a habit, and it really pays off!