Our small digital agency in Berlin went through a brutal experience last month with our local German bank. We received two cross-border wire transfers from a client that were related to Web3 development work, and out of nowhere, our account got temporarily frozen. We spent nearly three weeks submitting invoices, service agreements, and tax documents just to get our working capital unlocked. That stressful situation forced us to find a genuine crypto friendly bank that understands modern digital workflows instead of treating tech firms with suspicion. We ended up opening an account with Arival after seeing recommendations from other tech founders. You can look through their business account features directly at
https://arival.com/ if you are dealing with similar issues in Europe. Their compliance process was thorough and required detailed documentation about our source of funds, but their team was professional and responsive throughout the verification. Since getting approved, we have had zero issues receiving international payments or handling digital asset conversions. Having that peace of mind has made running our daily agency operations so much easier. Has anyone else in Germany moved away from traditional high-street banks for similar reasons? What has your experience been like with account stability?